Get a Payday Loan in Jackson, MS
Three minutes to request, no fee, and no obligation to accept any offer.
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Mississippi loan rules at a glance
| Rule | Mississippi limit |
|---|---|
| Legal status | Legal and regulated |
| Maximum loan amount | $500 (delayed-deposit check) |
| Maximum term | 30 days maximum (28-day minimum for $250–$500) |
| Finance charge cap | $20 per $100 up to $250; $21.95 per $100 for $251–$500 |
| Rollovers | Rollovers, renewals, and extensions are prohibited |
| Cooling-off period | No statutory cooling-off; the no-rollover rule and 30-day maximum term are the core protections |
| Statute | Mississippi Check Cashers Act — Miss. Code Ann. § 75-67-501 et seq. |
Source: Mississippi Department of Banking and Consumer Finance (DBCF) · Rules verified July 10, 2026
Before you apply
No. The matching service is free for borrowers. You only ever pay the lender, under the terms written in the loan agreement you accept.
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Usually within minutes. If a lender makes you an offer and you accept during business hours, funds are typically deposited as soon as the next business day.